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Motor Vehicle Compensation Motor vehicles include trucks, cars, buses, motorcycles, and even airplanes. Motor vehicles comprise cars, motorbikes, buses, trucks, and even planes. Two studies revealed that interacting and the process of claiming compensation for the crash of a motor vehicle dealing with insurance companies was associated with increased levels of anxiety. Further research is required to understand how this happens. Damages The value of your motor vehicle accident claim is contingent on the specific costs and losses you have incurred. An attorney who specializes in personal injury will assist you in determining the fair compensation for your specific circumstances. Damages are typically classified as “special” and “general.” Special damages are able to be accounted for as expenses like medical bills or car repair costs. General damages are more difficult to estimate, and include non-economic factors like pain and suffering. If your injuries are severe enough to be considered by New York law as a serious injury, you could be entitled to compensation that is above and beyond what an insurance company will provide. If you have a permanent disability which significantly affects your life quality you could be entitled to compensation for loss of consortium and other non-economic damages. You might be able to claim reimbursement for the costs of public transportation, taxis, or ridesharing services if you could not drive following your accident. You can also get reimbursed for the cost of maintaining your home and yard while in a position to do so due to your injuries. You may be able recover the loss in resale for your vehicle that has been damaged. In some instances the at-fault party could be ordered to pay punitive damages if there is evidence that the defendant deliberately caused the accident. These damages are intended to punish the guilty for recklessness or negligence that is beyond the scope of. Medical bills Medical expenses can be costly for those who suffer from motor accident in a vehicle. Some car insurance policies offer medical payment coverage (also called med pay) which can help pay these costs. In most instances this coverage is offered regardless of who was the one responsible for the accident. It is important to keep in mind that medical insurance does not replace health insurance. A victim must always submit the claim first to his or her own insurance company prior to filing an insurance claim against the driver who was at fault. You may also receive reimbursement for the cost of transportation to and from medical appointments. However, the person seeking compensation must be vigilant about keeping track of and keeping receipts for mileage expenses to ensure they receive a fair compensation. The No-Fault policy can also provide compensation for the loss of wages, if they are unable to work because of injuries. The maximum amount that can be claimed is $2,000 per month for no more than three years. The No-Fault carrier can also be required by law to offset any Disability, Workers' Compensation, or Social Security benefits that the injured party receives. Even if financial assistance might be available however, it could take months or even years to reach a satisfactory settlement. In the meantime medical debt collection firms might be calling to collect the debt, and unpaid bills may cause a significant damage to a person's credit rating. In order to avoid this, a person should establish an attorney-client relationship with a law firm that can provide representation in auto accident cases. Loss of wages An accident in the car can put you in a financial difficulty. Medical bills as well as credit card debt and loan payments can accumulate while you are in a position to work. In addition, losing income can create stress for your family. An experienced lawyer for car accidents can help you recover lost wages as part of your compensation. In order to prove that you lost your wages, you'll require documentation to prove your hourly or wage and the number of days you missed due to injury. You can use a letter from the employer and pay stubs, bank statements, tax return, etc. If you are self-employed or work on commission, proving your income can be more difficult. An experienced attorney for car accidents will assist you in gathering all the evidence necessary to prove your claim. You can only recover your lost wages as part of a car accident claim. You cannot recover your lost wages from disability insurance or worker's compensation because this would result in a double recovery. The insurance company that is no-fault will send you to a physician they have hired to evaluate you and determine whether, in their opinion, your injuries are preventing you from working. This is called an independent medical examination (IME) and it is important to remember that the physician who conducts your IME is biased towards the insurance company. Suffering and pain As opposed to medical bills or lost wages, it's tough to put a price on the pain and suffering that comes from a motor vehicle accident. It can be more severe than physical injuries as the trauma of a collision can cause emotional issues, such as PTSD. For motor vehicle accident law firm billings suffering from PTSD may be suffering from anxiety and insomnia which can prevent them from getting a restful night's sleep, or they might be incapable of driving due to the fear of a second accident or being struck again. An attorney can help you calculate the total value of your non-economic damages and engage with a jury in order to determine how much to award for your suffering and pain. This figure is also affected by the extent of your injuries and how they impact your daily life. It could be beneficial to keep a diary or have family members or friends provide written evidence. Certain states limit the amount of compensation that can be claimed for pain and suffering. New York does not have any cap, however, victims can only bring a lawsuit and request damages for serious injuries. A Manhattan lawyer who handles car accidents can assist you in determining the real costs of your injuries and establish that you are entitled to a fair amount of compensation.